• Who can apply?
  • Min. amount
  • Max. amount
  • Max. term
  • Credit condition
  • CCJs
  • Defaults
  • Discounts

Starter loan

42.6% APR

  • Who can apply? Anyone
  • Min. amount £200
  • Max. amount £1,500
  • Max. term 12 months
  • Credit condition Almost any
  • CCJs Flexible
  • Defaults Flexible
  • Discounts N/A

Bronze loan

30.6 - 42.6% APR

  • Who can apply? Members only
  • Min. amount £200
  • Max. amount £3,000
  • Max. term 36 months
  • Credit condition Almost any
  • CCJs Less than £1,000
  • Defaults No more than 2
  • Discounts After 3rd loan

Silver loan

9.4% APR

  • Who can apply? Payroll & members
  • Min. amount £500
  • Max. amount £8,000
  • Max. term 60 months
  • Credit condition Almost any
  • CCJs 1 under £1,000
  • Defaults 1 in last 12 months
  • Discounts After 3rd loan

Gold loan

6.2% APR

  • Who can apply? Members only
  • Min. amount £1,500
  • Max. amount £15,000
  • Max. term 60 months
  • Credit condition Good
  • CCJs None
  • Defaults None
  • Discounts Saver discount

Platinum loan

3% APR

  • Who can apply? Members only
  • Min. amount £2,500
  • Max. amount £25,000
  • Max. term 60 months
  • Credit condition Excellent
  • CCJs None
  • Defaults None
  • Discounts Saver discount